Mr. Money Journal
Money habits.
Financial clarity.
Behavioral finance for India. Practical, honest, and short enough to read before your chai goes cold.
Money HabitsThe 72-Hour Rule: Stop Impulse Spending Before Payday
Most overspending happens in the 72 hours before salary credit, when your brain pre-spends incoming cash. Here is the behavioral fix.
July 8, 2026
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India FinanceUPI Tracking in 2026: Why Your App Misses Half Your Transactions
228 billion UPI transactions happened in 2025. Most finance apps catch fewer than 40 percent of them. Here is why and what to do.
July 1, 2026
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Money HabitsHow Habit Streaks Beat Budgets for Long-Term Savings
Budgets fail because they are rules. Streaks work because they are rituals. The behavioral science behind why gamification fixes what spreadsheets cannot.
June 24, 2026
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